Pre Approval
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Before you look at your first House
Experienced home buyers know that one of the first-steps in beginning a successful search for a new house is taking a hard, objective look at finances. Determining how much money you can dedicate to the purchase of your new house affects almost every aspect of buying a new home – including how we write the offer, which mortgage programs you will qualify for, shopping for the best mortgage loan and which homes are truly in your price range.
Get your Pre-approval in 24 hrs.
Simply Fax or email your completed application along with the documentation required below..
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Online secure form
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Download and Print
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Items needed for loan Pre – approval:
Income documentation
- Pay check stubs – 2 months, most recent
- W2 ‘s – 2 years, most recent
- Tax returns – 2 years, most recent, self employed
Assets
- 2 months Bank statements (all Pages)
- Proof of Down payment -
- Down payment must be seasoned (in your possession) for a minimum of 2 months and must be verifiable.
- Down payment can be Gifted by immediate family member. Applies to specific loan programs. Contact us for details.
For many buyers, applying for the mortgage loan is one of the more stressful aspects of buying a home. The loan application need not be a stressful time. By following a few easy steps, you’ll sail through the loan application process.
